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The following is a summarized list of loan and grant programs available to help Utah businesses through the COVID-19 pandemic. For a more comprehensive look into pandemic funding for businesses, please visit Please see for a complete list of municipal, county, state and federal resources to support businesses during the COVID-19 emergency and recovery.  Salt Lake County’s Business Relief Hotline is 385-468-4011.

Loan Programs

Paycheck Protection Program (PPP) - (closes soon!)

  • What is it?  The Paycheck Protection Program is a cornerstone of aid offered to provide small business loans on favorable terms to borrowers impacted by the current state of economic uncertainty. Specifically, the program is designed to help small businesses keep their workforce employed.
  • Who is eligible? All small businesses, including nonprofits, Veterans organizations, Tribal concerns, sole proprietorships, self-employed individuals, and independent contractors, with 500 or fewer employees, or no greater than the number of employees set by the SBA as the size standard for certain industries.
  • Loan Application Deadline:  The loan application deadline has been extended to August 8, 2020.
  • More details:  gov/Coronavirus
    • Maximum loan amount up to $10 million
    • Loan forgiveness if proceeds used for payroll costs and other designated business operating expenses in the 8 weeks following the date of loan origination (due to likely high subscription, it is anticipated that not more than 25% of the forgiven amount may be for non-payroll costs)
    • All loans under this program will have the following identical features:
      • Interest rate of 1%
      • Maturity of 2 years
      • First payment deferred for six months
      • 100% guarantee by SBA
      • No collateral
      • No personal guarantees
      • No borrower or lender fees payable to SBA

Please reach out to a local lending institution for help applying. Complete listings of Utah banks and credit unions authorized to participate in the U.S. Small Business Administration’s Paycheck Protection Program (PPP) are available at and Diivy a Utah fintech company, has partnered with New Jersey-based Cross River Bank to help companies access U.S. Small Business Administration Paycheck Protection Program funding. Learn more here.

Visit for more information.

Economic Injury Disaster Loan (EIDL)

    • The SBA’s Economic Injury Disaster Loan program provides small businesses and agricultural businesses with working capital loans of up to $2M that can provide vital economic support to businesses to overcome the temporary loss of revenue they are experiencing.

-Agricultural businesses include those businesses engaged in the production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural related industries (as defined by section 18(b) of the Small Business Act (15 U.S.C. 647(b)). SBA is encouraging all eligible agricultural businesses with 500 or fewer employees wishing to apply to begin preparing their business financial information needed for their application. There is a cap of $2 million and loans don’t require any personal guarantee for amounts under $200,000; Interest rates are set at 3.75% for small businesses, and 2.75% for nonprofits; Principal and interest payments are waived for the first six months of the loan; Emergency grants of up to $10,000 for eligible small businesses and nonprofits are available while your loan application is being processed.

There’s no fee to apply, and no credit card information is required. For more information, please contact the District SBA branch (801-524-3209 or or visit

  • Small business owners (≤500 FTEs) in all U.S. states and territories are currently eligible to apply for a low-interest loan due to COVID-19.
  • There’s no immediate deadline to apply, no fee to apply, and no credit card information is required.

Grant Programs

Small Business Impact Grant (SBIG)- Salt Lake County

  • The Greater Salt Lake MSD is proud to support Salt Lake County’s Small Business Impact Grant (SBIG) Small businesses are eligible for grants of up to $35,000 in financial aid to help business owners directly impacted by the COVID-19 public health orders and subsequent closures. Because these are grants, they do not need to be repaid. The grant is funded through the CARES Act to assist in local recovery efforts.
  • Salt Lake County just released (July 28, 2020) the ROUND 2 SBIG Grant. Grants are now available to all businesses in ALL industries hurt by COVID-19. Businesses can apply for SBIG, even if they received other funding.
  • Eligibility criteria and how to apply: The application is OPEN NOW. Visit to see if your business is eligible and submit an application today.
  • Have questions or need help? Those who need help or have questions about the application can call the Business Relief Hotline at (385) 468-4011 and talk to a real person. Application assistance in Spanish, Mandarin, Arabic and Vietnamese is also available for free through the Hotline.

“Create In Utah”: $9M Cultural Assistance Grant Program (closes soon!)

  • The Cultural Assistance Grant Program provides $9 million in grants to arts organizations with annual budgets of more than $5 million. The funding is targeted for programs that boost travel/tourism and help local economies recover. Organizations that are granted money through this program are not eligible to receive additional funding through Utah Arts & Museums during FY21.
  • Applications are open now but will close on August 7, 2020. Applications will be reviewed by a committee made up of UA&M staff and board members, as well as key leaders in the cultural community. Expenditures must be made by December 30, 2020.
  • Additional resources/information for cultural organizations can be found at

“Safe In Utah”: $5M PPE Support Grant Program

  • The Safe in Utah Grant Program provides grants to businesses to improve workplace safety for workers and customers during the COVID-19 pandemic through measures such as personal protective equipment (PPE) purchases, workplace redesigns, signage, and technology solutions that allow for distance working.
  • “Safe In Utah” began accepting applications on July 20. By August 31, the Utah Governor’s Office of Economic Development (GOED) must award at least 75% of grant funds to small businesses of 250 or fewer full-time equivalent (FTE) employees. The program is designed to help Utah small businesses primarily.

“Learn & Work In Utah”: Displaced Worker Grant Program

  • The Learn and Work Program is a $9M initiative that provides training for workers displaced due to COVID-19 by funding GOED’s Utah Worksprogram within Talent Ready Utah. This initiative includes support for the Utah System of Higher Education’s Custom Fit program and several other workforce training programs to provide education and training to displaced workers.
  • Those who are interested in learning more or signing up will be able to do so after the first week in August. At that point, there will be an online dashboard that will lead residents to the programs offered by Utah tech colleges, community colleges and universities.
  • As part of the program, the Department of Workforce Services  will create a dashboard to identify unemployment and job opening trends to match workers with job opportunities.

“Shop In Utah”: $25M Impacted Businesses Grant Program

  • This $25M initiative provides grants to businesses negatively impacted by the COVID-19 pandemic. To qualify for this grant, businesses must offer a discount or other offer with an estimated value to consumers of at least 50% of the grant amount. GOED must award at least 75% of grant funds to Utah small businesses (companies with 250 or fewer full-time employees).
  • More details and application instructions will be available on July 27.

“Healthy In Utah”: $1M Outreach & Education Program

  • More details will be available soon.

COVID-19 Commercial Rental Assistance Program

  • The COVID-19 Commercial Rental Assistance Program includes $40 million in commercial property rental assistance. GOED will administer the grants providing rental relief to Utah small businesses — including nonprofits, sole proprietors, independent contractors and those that are self-employed — that have lost revenue as a result of measures taken to minimize the public’s exposure to COVID-19.

To be eligible for the Commercial Rental Assistance Program, applicants must:

  • Have a current lease on commercial property in the state of Utah
  • Claim Utah as their principal place of business
  • Be in operation with fewer than 100 employees on Feb. 15, 2020
  • Demonstrate at least a 50% loss of gross monthly revenue after March 1, 2020, as a direct result of the COVID-19 pandemic
  • Have not received funds from the COVID-19 Agricultural Operations Grant
    Program (funded with federal CARES Act monies)

An applicant determined to meet eligibility requirements will receive an amount, not to exceed $10,000, between 25% and 100% of a single month of its business lease amount.

Qualifying businesses and nonprofits may apply at beginning May 11, 2020, at 9 a.m. Completed applications are accepted on a first-come, first-served basis. The application process will remain open until all grant funds are used. A request for a grant is not a guarantee of funding.

To prepare for submitting applications on May 11, grant eligibility and required documentation are now available at and on GOED’s website. GOED will begin mailing grant checks on May 15. Please direct questions about the COVID-19 Commercial Rental Assistance Program to the Utah Governor’s Office of Economic Development at

Nonprofit Relief Fund- Utah Department of Heritage & Arts

  • The Division of Arts & Museums and UServe Utah, in collaboration with Utah Humanities and the Utah Nonprofits Association, are developing an emergency relief grant program for non-profit organizations. Donations are currently being solicited here.
  • Details regarding eligibility criteria and the application process will be available soon.
  • Additional resources/information for cultural organizations can be found at

Community Development Block Grant (CDBG) Resources

  • The Community Development Block Grant (CDBG) fund may be used for a range of eligible activities that prevent and respond to the spread of infectious diseases such as the coronavirus disease 2019 (COVID-19).

Salt Lake County Business Grant Program

The Salt Lake County Office of Regional Development is in the process of formulating a Business Grant program, which will provide direct financial aid to Salt Lake County based businesses to offset the costs due to closure caused by COVID-19 health orders. The amount of funding that will be available has not been determined yet. More information will be available in the coming weeks. For questions, contact the Salt Lake County Director of Regional Development, Dina Blaes, at or 385-468-4848.

Assistance for the refugee and immigrant business community:

Suazo Business Center: The Suazo Business Center can assist with the Paycheck Protection Program, Economic Injury Disaster Loan Program, SBA Express Bridge Loans, and SBA Debt Relief application process.

  • There is no fee for assistance.
  • Assistance available in Spanish, English, Italian, Mandarin, and Portuguese.
  • For assistance send an email to or with Facebook Messenger at @suazobusinesscenter for Spanish, and @suazocenter for English.”

International Rescue Committee: The IRC has set-up some points of contact to assist refugee and immigrant community members with navigating these resources. Please feel free to direct people to these contacts and we will do our best to respond.