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The following brief summary highlights a few of the COVID-19 economic relief programs that are available to local businesses in Utah.  Please see for a complete list of municipal, county, state and federal resources to support businesses during the COVID-19 emergency and recovery.  Salt Lake County’s Business Relief Hotline is 385-468-4011.


Paycheck Protection Program (PPP)

  • What is it?  The Paycheck Protection Program is a cornerstone of aid offered to provide small business loans on favorable terms to borrowers impacted by the current state of economic uncertainty. Specifically, the program is designed to help small businesses keep their workforce employed. The new loan program will be available retroactive from February 15, 2020, so employers can rehire their recently laid-off employees through June 30, 2020.
  • Who is eligible? All small businesses, including nonprofits, Veterans organizations, Tribal concerns, sole proprietorships, self-employed individuals, and independent contractors, with 500 or fewer employees, or no greater than the number of employees set by the SBA as the size standard for certain industries.
  • More details:  gov/Coronavirus
    • Maximum loan amount up to $10 million
    • Loan forgiveness if proceeds used for payroll costs and other designated business operating expenses in the 8 weeks following the date of loan origination (due to likely high subscription, it is anticipated that not more than 25% of the forgiven amount may be for non-payroll costs)
    • All loans under this program will have the following identical features:
      • Interest rate of 1%
      • Maturity of 2 years
      • First payment deferred for six months
      • 100% guarantee by SBA
      • No collateral
      • No personal guarantees
      • No borrower or lender fees payable to SBA

Please reach out to a local lending institution for help applying. Complete listings of Utah banks and credit unions authorized to participate in the U.S. Small Business Administration’s Paycheck Protection Program (PPP) are available at and

Visit for more information.

COVID-19 Commercial Rental Assistance Program

The state of Utah has created the COVID-19 Commercial Rental Assistance Program. The program is a grant program for small businesses – including nonprofits, sole proprietors, independent contractors, and self-employed individuals – that have lost revenue as a result of measures taken to minimize the public’s exposure to COVID-19.

To be eligible for the Commercial Rental Assistance Program, applicants must:

  • Have a current lease on commercial property in the state of Utah
  • Claim Utah as their principal place of business
  • Be in operation with fewer than 100 employees on Feb. 15, 2020
  • Demonstrate at least a 50% loss of gross monthly revenue after March 1, 2020, as a direct result of the COVID-19 pandemic
  • Have not received funds from the COVID-19 Agricultural Operations Grant
    Program (funded with federal CARES Act monies)

An applicant determined to meet eligibility requirements will receive an amount, not to exceed $10,000, between 25% and 100% of a single month of its business lease amount.

Qualifying businesses and nonprofits may apply at beginning May 11, 2020, at 9 a.m. Completed applications are accepted on a first-come, first-served basis. The application process will remain open until all grant funds are used. A request for a grant is not a guarantee of funding.

To prepare for submitting applications on May 11, grant eligibility and required documentation are now available at and on GOED’s website. GOED will begin mailing grant checks on May 15. Please direct questions about the COVID-19 Commercial Rental Assistance Program to the Utah Governor’s Office of Economic Development at

Economic Injury Disaster Loan [EIDL] *

*IMPORTANT: For businesses in the agricultural sector only

At this time, only agricultural business applications will be accepted due to limitations in funding availability and the unprecedented submission of applications already received. For agricultural businesses that submitted an EIDL application through the streamlined application portal prior to the legislative change, SBA will process these applications without the need for re-applying.

-Agricultural businesses includes those businesses engaged in the production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural related industries (as defined by section 18(b) of the Small Business Act (15 U.S.C. 647(b)). SBA is encouraging all eligible agricultural businesses with 500 or fewer employees wishing to apply to begin preparing their business financial information needed for their application.

There is a cap of $2 million and loans don’t require any personal guarantee for amounts under $200,000;

Interest rates are set at 3.75% for small businesses, and 2.75% for nonprofits; Principal and interest payments are waived for the first six months of the loan;

Emergency grants of up to $10,000 for eligible small businesses and nonprofits are available while your loan application is being processed.

There’s no fee to apply, and no credit card information is required. For more information, please contact the District SBA branch (801-524-3209 or or visit

Salt Lake County Business Grant Program

The Salt Lake County Office of Regional Development is in the process of formulating a Business Grant program, which will provide direct financial aid to Salt Lake County based businesses to offset the costs due to closure caused by COVID-19 health orders. The amount of funding that will be available has not been determined yet. More information will be available in the coming weeks. For questions, contact the Salt Lake County Director of Regional Development, Dina Blaes, at or 385-468-4848.

Assistance for the refugee and immigrant business community:

Suazo Business Center: The Suazo Business Center can assist with the Paycheck Protection Program, Economic Injury Disaster Loan Program, SBA Express Bridge Loans, and SBA Debt Relief application process.

  • There is no fee for assistance.
  • Assistance available in Spanish, English, Italian, Mandarin, and Portuguese.
  • For assistance send an email to or with Facebook Messenger at @suazobusinesscenter for Spanish, and @suazocenter for English.”

International Rescue Committee: The IRC has set-up some points of contact to assist refugee and immigrant community members with navigating these resources. Please feel free to direct people to these contacts and we will do our best to respond.